Sydney mortgage broker
The right home loan, without the runaround
Buying your first home, upgrading, refinancing or investing. We compare lenders, do the legwork and stay with you through to settlement.
Prefer to talk? Call Joshua on 0491 159 122.
Let's get started
Three quick steps. We'll come back with your options.
- No cost to youLenders pay us when your loan settles.
- Banks and non-banksCompared side by side, in plain English.
- On your sideWe're legally bound to act in your best interests.
- One broker throughoutFrom the first chat to settlement day.
Lenders on our AFG panel include
Home loans
A loan for where you are
Whatever stage you're at, we compare lenders and structure the loan around your plans, not the bank's.
Refinancing & investing
Specialist lending
How it works
We make it easy
- 1
Have a chat
Tell us your goals, income and deposit. We work out what you can borrow and which schemes you may qualify for.
- 2
We compare lenders
We shortlist loans from banks and non-bank lenders, explain the trade-offs and you choose. Then we handle the application.
- 3
Through to settlement
We manage approval, paperwork and settlement with your conveyancer, and keep you updated at every step.
Calculators
Run the numbers first
Two quick tools to get your bearings. When you're ready, send us the scenario and we'll check it against real lender policy.
Meet the team
Real people, personal service
Joshua Athanasio
Head Mortgage Broker
Joshua co-founded Homestead Mortgages to make buying a home simpler and less stressful. He works with first home buyers, upgraders, refinancers and investors, comparing lenders and managing each loan personally from the first conversation through to settlement.
Kiara Mammone
Operations Manager
Kiara keeps Homestead running smoothly behind the scenes. She builds the systems and processes that move each application from enquiry to settlement on time, looks after compliance, and makes sure clients always know what is happening next.
FAQ
Questions, answered
The basics on how a mortgage broker works and how we are paid.
See the full FAQNo. Homestead is a mortgage broker. We compare loans from banks and non-bank lenders and help you apply. The loan itself is provided by the lender you choose.
Nothing, in almost all cases. Lenders pay us a commission when your loan settles. We tell you how we are paid, and if any fee were to apply, before you proceed.
No. An enquiry with us is not a credit application. A credit check only happens when you decide to apply with a lender, and we explain that step before it happens.
Usually not. The rates you see through a broker are generally the same as going direct, and we can compare several lenders at once and ask your current bank to sharpen its offer.
Pre-approval can take a few days to a couple of weeks depending on the lender. Having your documents ready speeds things up, and we tell you exactly what is needed.
Ready when you are
Let's find the right home loan
Whether you're buying in six weeks or six months, a quick chat now means fewer surprises later.